Team National Review – Is The Team National Mlm Home Business A Good Way To Make Money?

What is Team National? Team National Review
Team National is a $200+ billion a year network marketing company (or MLM home business) founded in 1997 by Dick Loehr. Located in Fort Lauderdale, Florida, the company is a legitimate business as evidenced by their various designations and associations: members of the Direct Selling Association (DSA), a Registered Member of Dunn & Bradsteet (D&B), a Member of the US Chamber of Commerce and a Member of the Better Business Bureau of Southeast Florida (BBB), plus strong endorsements from people like best selling author & leadership development coach John Maxwell, among others.
The “Product” of the Team National MLM Home Business:
Every legitimate MLM home business company must market something of value to its customers in order to generate revenue to the company and to be able to pay it’s network of distributors. Team National is different however, in that it markets a membership to help people save money who use it on a vast array of products and services in over 20 different industries. Since 1997, total membership and product sales is approaching $1 billion.
The idea behind developing a company to provide benefits and services – now called membership savings – came as Dick envisioned an MLM home business program, that would allow anyone who owns a membership package to enjoy the type of discount buying power as a Fortune 500 company. Starting with only a few basic discounts – savings on oil changes and new car purchases – the Team National MLM home business now offers substantial savings on everything from small everyday items (household goods, business supplies, communication services, insurance and travel services, clothing, food, you name it…) to larger once-in-a-while type items like jewelry, home furnishings, vehicles and toys.
They split the savings into 4 different divisions:
1. Factory Direct (up to 65% savings on items like jewelry and home furnishings)
2. Group Buying Power (over 20 different industries)
3. Business Exchange – save locally at thousands of small businesses across the country
4. E-Commerce – up to 30% commissions from over 100 popular and brand-name retail stores with a Team National website
The Opportunity for a Team National Home Business:
AlthoughTeam National’s membership program demonstrates clear value and representatives – or Independent Marketing Directors (or IMDs) as they’re referred to – who mainly want to sell the aspects of the membership in order to get sales will not make much money with Team National. As with all MLM home businesses, MLM and internet home based businesses, creating a sustainable, booming, walk-away residual income requires leverage in the form of team building. Through building teams, you can multiply your efforts to get not just a few membership packages purchased; in fact, it’s possible to get hundreds and thousands of memberships purchased through your network from which you receive your override so-to-speak (just like an insurance broker receives an “override” on the accomplishments of their people).
The Team National compensation plan offered is also one of the better ones in the industry simply because of the amount of money Team National pays out. This is because the company pays out 72% of the price of the memberships back to the reps in commissions and bonuses with their hybrid binary structure. This unusually high compensation amount – they talk about weekly pay for your first “Progression check” of $1,500 – is because there is no needed product markup or profit margin added onto the price of the membership. This enables the company to negotiate these savings based on the group’s high-volume buying power (just like a nationwide co-op). This again is one main advantage Team National has over its rivals in the industry.
Highlights of the Team National MLM Home Business compensation plan:
As discussed previously, the Team National business model as with most network marketing companies, pays out the most for those who build teams (because that gets more memberships purchased). Using their hybrid-binary structure, they pay out between $25-$100 for every membership sale. In addition, Team National has created a points system where just 4 membership sales (on average) in each leg of the binary will produce a $1,500 check as often as weekly (see compensation plan for exact details). This is strong compensation and as your team grows you earn additional legs (paycenters they call them) which each pays out an additional $2,500 when on average 4 sales are made on each of the paycenter’s 2 legs. This can add up to substantial income for the serious business builder.
It’s worth noting the difference between $25-$100 per sale (for the salesman) versus building a team and being paid $1,500 from 4 or so membership sales in each leg that you or your team bring in. All in all, Team National is one pretty powerful MLM home business for those who approach the business the correct way.
So how does a Team National IMD go about building a thriving, income-producing team?
First, you must have some kind of system in place to help you promote to find and qualify potential business partners to present the Team National MLM home business opportunity to. You can do this by just talking to people you know, or you can work smarter by utilizing the power of tools like the internet to help you sort through an almost endless quantity of probable prospects actively searching for an opportunity like the Team National MLM home business provides. Work smarter to leverage your income and get your business in front of more people to make more money (it’s all a numbers game after all) or continue doing what you’ve always done if you want to continue to get the same results.

Dodge Dealer Uses “trendy Technologies” To Market His Business

For New Milford residents, Jim & Jamie Williams, thinking small is a big thing. Why is small so big? This father and son team own Southworth Dodge, “The Biggest Little Dealership in Connecticut” located in scenic Kent, CT.

Jim and Jamie have a goal to give every customer the best deal on any new Dodge car and truck while providing the best personal service only a dealership this size can deliver. Jim has been quoted as saying ‘If you are willing to drive the extra distance to Kent, I will deliver any stock vehicle to your doorstep the next business day.
If we don’t have what you’re looking for, we’ll get it and it won’t cost you a penny more”.

In today’s competitive marketplace, Jim and Jamie are able to compete thanks to the help of their loyal customers throughout Connecticut, New York and Massachusetts. Their best advertising to date has been by word of mouth. Jamie told me “Our customers are always advertising for us, whether they know it or not. They tell their friends, family or co-workers about their experience with us, which is the best form of advertising we could hope for.” Customers love their low prices and great service and are always willing to tell their friends. You won’t find any full-page ads in the local papers advertising Southworth’s, those types of ads have little benefit when compared to good old-fashioned word of mouth advertising you receive from a friend. Its funny, their slogan is actually “Small ads, no gimmicks, we pass the savings to you”; which is very appropriate for this father and son team. They don’t want to participate in costly promotions, free giveaways, or gimmicks. They feel these have a negative impact on the industry and the costs are always passed on to the consumer.

The Williams attribute the ability to offer low prices to their low overhead. “Here, you deal directly with the owners. No salespeople, no sales managers, not even a finance manager; we do it all in one easy step for our customers” explained Jim. “People have always been misled to believe that bigger dealerships could give better deals. It’s actually just the opposite.” I asked Jim to elaborate. With a smile on his face, Jim explained “Think about it, at most dealerships you start with a salesperson, they report to a sales manager or in some cases an assistant sales manager, then there’s a business or finance manager. Of course the General Manager’s salary has to be paid and don’t forget the billing and title clerks. Our total overhead is most likely less than the payrolls of our competitors, when you do the math; it’s easy to figure out how we can offer the lowest prices without gimmicks.”

Jim and Jamie wanted to have fun marketing their Dodge dealership. They have done their homework and looked for low cost solutions to market Southworth Dodge in Kent Connecticut. They wanted a simple and catchy domain name and came up with “Get Me A Dodge” GetMeADodge.com. It was simple and easy to remember.

The father and son team want to treat every customer like family. They know the reason people buy from them is because of their service. It was important for them to convey this message on an affordable medium. They reached to the internet and posted their homemade video under “GetMeADodge” on “You Tube. To make it simple, they added their family commercial on GetMeADodge.com too. Jamie stated “it was a lot of fun making this commercial. A friend of ours brought over his video camera and we shot it outside by the sidewalk. Low budget and filled with “road noise” of passing traffic but fun to do, our goal is to have fun in everything we do.

Jamie shared some their latest marketing. “Nowadays with so many ads being thrown at us whether it is the newspaper, radio or television; who knows what gets peoples attention these days. We decided to have fun with Get Me A Dodge. At a recent cruise night in New Milford, bright red t-shirts could be seen advertising the message. Driving down Route 7 in Pittsfield, Up Rt. 67 in Southbury, up Rt. 202 in Northville or even Rt. 22 in Duchess County if you’re paying attention you may see bumper stickers such as “Grab Life” GetMeADodge.com, or “Hemi Power at GetMeADodge.com.” Some of them were good for a chuckle such as “Knock Knock, Who’s there? GetMeADodge.com”, “Simon says GetMeADodge.com” and my personal favorite “My Honor Student said GetMeADodge.com.”

The Story Of The Dead Business Partners And A Widow

The widow stood at the graveside as the coffin was slowly lowered. She looked across at her late husband’s business partner. “I’ll make that fool pay double if he wants my husband’s half of the business,” she thought. The business partner caught the widow’s mournful eye. “I’ll offer her one tenth. She wouldn’t know what it is worth. Anyway, without me it is worth nothing”.

Did You Know?

That for 2 male business partners both aged 35, the probability that one will die or become totally and permanently disabled before aged 65 is 52%. For 4 partners the risk increases to 77% and with 6 partners 89%. Women on the other hand statistically make for a better risk. Business succession planning is not about selling personal life insurance, legal documents or detailed financial plans. It is about developing a strategic plan to ensure a smooth and trouble free hand over following a trauma event, disablement or death.

How is Business Succession Planning best achieved? Protecting your business and your family

Business owners think they do not need or are too busy to get around to creating their Business Succession Plan. The spouses generally don’t know the risk their business spouse is taking in not planning for disasters. Let me give you an example: Not so long ago I saw “John” in our office. John runs a small, successful real estate company with his business partner Keith. Shortly before I saw John, Keith had developed cancer and died. He left everything in his Will to his wife Nicole. Nicole inherited Keith’s interest in the real estate business. Nicole had never been involved with the business. Not only did Nicole not want to have anything to do with the business, she told John she would camp on his doorstep until he purchased Keith’s half of the business from her. In the meantime, she wanted Keith’s usual wage. She needed money to support herself and the children. John would have been happy to pay her half of the value of the business IF:

1. He knew what the business was worth;

2. Nicole agreed with the value (and wanted to sell); and

3. He could find the money to pay her To compound the problem the bank wanted additional security for the business’s overdraft. Was Nicole willing to go as a guarantor to the business overdraft to replace her husband? John was frantic. Would he have to sell the business (his life’s work) at a fire sale?

Why was this?

It is NOT well known that in the majority of any Banks fine print clauses on security for a Business loan, the death or disability of a guarantor or co-surety to a business is an “event” of default. This means that if any person, who is a party to a Bank’s security dies, becomes disabled or suffers a traumatic event, the Bank is able to seek repayment or renegotiate the loan facility. The answer here is proper Key Person Insurance (as distinct from insurance for a Business Succession Plan).

What is the answer?

John and Keith together with their Adviser, Accountant and Tax Lawyer could have prepared a Business Succession Plan. A Business Succession Plan is an agreement between the business partners to deal with a principal:

1. dying;

2. becoming disabled;

3. retiring;

4. divorcing;

5. resigning;

6. being convicted of a criminal offence;

7. becoming bankrupt, and;

8. taking unauthorised absences from the business Nicole could then have required John to purchase her half of the business for a predetermined price. Alternatively, John could have required Nicole to sell her half of the business for the same predetermined price.

How can you afford to pay the purchase price?

Even with a Business Succession Plan, to ensure the transfer of a business interest upon death, all problems are not solved. The remaining partners need money to buy out the deceased’s family. A number of funding mechanisms are available. The most successful funding method is a combination of life policy, trauma policy and total and permanent disability policy. We suggest you contact your financial planner to discuss the many products out there.

What about tax?

Yes, you have to be very careful to structure your Business Succession Plan so that you avoid unnecessary tax.

1. A properly prepared Business Succession Plan ensures that only nominal stamp duty is payable when you sign the Business Succession Plan.

2. Capital Gains Tax can be triggered on the “disposal” of the business (that is when Nicole sells to John). There are many avenues available to you to ensure the assets are transferred without the expense of capital gains tax provided you take the proper precautions before entering into the Business Succession Plan. Exemptions in The Income Tax Assessment Act (such as section 160ZZI) give further protection.

3. Some of the business assets can be income producing for the taxman (e.g. trading stock). Proper mechanisms can circumvent this problem.

How do I create a Business Succession Plan?

Put and Call options are the easiest to set up and explain. Let’s look at an example of how this works using John, Nicole & Keith. John gives Keith the “right” (option) to purchase Keith’s interest in the business following the occurrence of any of those specified events listed above and Keith gives me the same right. To make the arrangement even more secure, we each grant both “put and call options”.

The personal protection insurance for John is as follows:

Assume Keith has died; John may exercise the option to “call” upon Nicole, as the Widow, to sell Keith’s interest in the business to John at a predetermined price.

The protection for Nicole, the Administrator of Keith’s estate is as follows:

Alternatively, Nicole may have the option to “put” to John that he must buy Keith’s interest in the business.

The Put and Call Agreement

Arguably, the most tax effective way of structuring an agreement to embody your objectives is through an option agreement.

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